Etsy Fee Calculator for Sellers

By Jeff Cobb.  Last Updated on September 12, 2026
Free Tool by Jeff Cobb

Etsy Fee Calculator

See exactly what Etsy takes out of a sale, covering the transaction fee, payment processing fee, and Offsite Ads when it applies, so you know your real take-home before you set a price.

Based on Etsy’s commonly published US seller fees as of this writing. Rates vary by country and change over time, so confirm your current numbers in Shop Manager under Finances before pricing a listing.
Total fees
$0
You keep
$0
Effective fee rate
0%
Item priceTotal feesYou keep

How Etsy fees work

Transaction fee = (Item price + Shipping) × 6.5%
Payment processing = (Item price + Shipping) × 3% + $0.25
You keep = Item price + Shipping − Total fees

Etsy charges two fees on every sale that goes through checkout. The transaction fee runs 6.5% of the total a buyer pays for the item and shipping combined. Payment processing adds 3% plus $0.25 per order on top of that, covering the cost of moving the money into your account. Together, these two fees take close to 10% of most orders before Offsite Ads or any other cost enters the picture.

The listing fee sits outside this calculator

Every listing costs $0.20 to publish and stays live for four months or until it sells, whichever comes first. That charge applies whether or not the listing ever sells, so it doesn’t scale with price the way the transaction and processing fees do. This calculator leaves it out of the live numbers above and treats it as a fixed cost of running the shop instead.

Offsite Ads can add a meaningful cut

Etsy runs ads for listings on Google, Facebook, Instagram, and Pinterest, and charges a fee only when a sale comes through one of those ads. Etsy requires shops that earned under $10,000 in the past 12 months to participate and pay 15% on any sale an Offsite Ad drives. Shops at or above that threshold can opt out entirely, or stay in at a reduced 12% rate. Toggle the checkbox above to see what an Offsite Ads sale actually costs you.

Example

A $30 item with $5 shipping, no Offsite Ads: transaction fee = $2.28, processing fee = $1.30, total fees = $3.58, so you keep $31.43 on a $35 order.

Selling printables or templates instead of physical products? The math works the same either way. Etsy applies the identical transaction and processing rates to digital downloads, so a template seller pays the same percentage as someone shipping a physical item. The only real difference is there’s usually no shipping charge to add to the base.

What affects your Etsy fee total

  • Item price: the biggest lever, since every fee scales off it directly
  • Shipping charged to buyer: adds straight into the base that both the transaction fee and processing fee apply to
  • Offsite Ads: adds 12% to 15% on top when a sale comes through one of those ads, and Etsy requires it below the $10,000 threshold
  • Country and currency: payment processing rates and any currency conversion cost vary outside the US
  • Etsy Plus or Pattern subscription: a separate flat monthly cost that doesn’t change the per-sale fee math

Etsy fee calculator: frequently asked questions

What percentage does Etsy take from a sale?
Etsy takes 6.5% as a transaction fee plus roughly 3% and $0.25 for payment processing on every sale, putting the combined baseline fee around 9.5% to 10% before Offsite Ads or any other cost applies.
Do I have to pay for Offsite Ads?
Etsy requires shops that earned less than $10,000 in the past 12 months to participate and pay 15% on any sale that comes through an Offsite Ad. Shops above that threshold can opt out entirely, or opt in at a reduced 12% rate.
Is the $0.20 listing fee charged every time an item sells?
No. The listing fee covers one four-month listing period or a single sale, whichever comes first, so it’s a cost of publishing the listing rather than a cost tied to each individual sale.
Do digital download sellers pay the same Etsy fees as physical product sellers?
Yes. Etsy charges the same transaction and payment processing rates on digital products as physical ones. The only real difference is that digital listings typically have no shipping charge added to the fee base.
Are Etsy fees tax deductible?
In most tax systems, Etsy’s seller fees count as an ordinary deductible business expense, the same as any other marketplace or platform cost. Confirm with an accountant for your specific situation and jurisdiction.
See your real margin after every fee

The Profit Margin Calculator adds your product cost on top of platform fees for the full picture.

Related reading:

Head shot of Learning Revolution Founder Jeff Cobb

Jeff Cobb, Founder of Learning Revolution

Jeff Cobb is an expert in online education and the business of adult lifelong learning. Over the past 20+ years he has built a thriving career based on that expertise – as an entrepreneur, a consultant, an author, and a speaker. Learning Revolution is a place where Jeff curates tips, insights, and resources to help you build a thriving expertise-based business. Learn more about Jeff Cobb here.

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